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OMSGuard™ from OMSNIC is the only liability insurance program dedicated to the complex
practice of oral and maxillofacial surgery. OMSNIC was founded by AAOMS members in 1987
and is now the leading provider of professional liability insurance to eligible oral and
maxillofacial surgeons nationwide. Owned and operated by OMS, OMSNIC is exclusively
endorsed by AAOMS.

OMSGuard™ is the standard of excellence in OMS practice protection and defense. Practicing
OMS with firsthand knowledge of evolving risks oversee the OMSGuard program. OMSGuard
has three essential components:

1. OMSGuard Professional Liability Policy. Consent to settle, free tail.

2. OMSGuard Claims Defense. Powerful, specialized and highly effective.

3. OMSGuard Risk Management Program. Education, training and support.

Each OMSNIC policyholder is also an owner of OMSCap™ Preferred Stock, which provides an
investment opportunity as well as a voice in the company. Financially strong, OMSNIC is rated A
(Excellent) by A.M. Best Company. To get the most effective protection available for your
practice, your reputation and your future, call Patricia Pigoni at 800-522-6670.